Looking for a Medicare Advantage health plan with a low $20 monthly premium?
Want coordinated care from a centralized network of doctors and hospitals?

HMSA has a health plan for you. Essential Advantage (HMO)* is an affordable Medicare Advantage plan that gives you all of the benefits of Original Medicare and more. 

This plan brings together two of Hawaii’s health care organizations–HMSA and Hawaii Pacific Health–to provide you with a network of quality providers. Essential Advantage gives you the ability to build your own custom network of physicians at a lower cost with the same quality and convenience.

Medicare Annual Enrollment Period
October 15 – December 7, 2018

View Oahu Health Plans

*Essential Advantage (HMO) is only available for residents living on Oahu.

Why choose Essential Advantage (HMO)?


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Enroll for just $20 a month.

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Coordinated Care

A customized team of doctors and other providers will work together to coordinate your care.

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Get the care and medications you need at convenient locations throughout Oahu.

Questions? Contact HMSA

By phone:

Seven days a week: 8 a.m. - 8 p.m.
1-808-948-6235 Oahu
1-800-693-4672 toll-free
TTY users, call 711

In person:

HMSA Centers
818 Keeaumoku St.
Monday - Friday: 8 a.m. - 6 p.m.
Saturday: 9 a.m. - 2 p.m.

Pearl City Gateway
1132 Kuala St., Suite 400
Monday - Friday: 9 a.m. - 7 p.m.
Saturday: 9 a.m. - 2 p.m.

Online at: